Identity Theft Recovery

2026 · IDENTITY THEFT RECOVERY
Change passwords for important financial and email accounts.Enable two-factor authentication whenever possible.STRENGTHEN YOUR ONLINE SECURITYCheck recent activity in your bank, credit card, retirement, and investment accounts.Set up alerts with financial institutions for unusual transactions or login attempts.Watch for new accounts opened in your name, including bank accounts that may not appear on credit reports.REVIEW YOUR FINANCIAL ACCOUNTSPlace a credit freeze with the three major credit bureaus (Equifax, Experian, and TransUnion).Consider freezing your credit with NCTUE, a bureau used for utilities, telecom, and similar accounts.Review your credit reports at AnnualCreditReport.com for unfamiliar accounts or inquiries.Notify affected financial institutions if you identify suspicious activity.Consider sharing alerts with a trusted family member or financial advisor so someone else can help monitor the situation.Review medical bills and insurance statements for services you didn’t receive.Document suspicious activity and steps taken, including dates, institutions contacted, and confirmation numbers.If you believe your personal information may have been compromised,taking a few quick steps can help limit potential damage and protect your accounts.SECURE YOUR CREDITCreate or secure your “My Social Security” account to prevent unauthorized benefit claims.Request an IRS Identity Protection PIN to reduce the risk of tax return fraud.PROTECT YOUR GOVERNMENT AND TAX RECORDSMONITOR OTHER STATEMENTSKEEP OTHERS INFORMEDKEEP RECORDSThis to-do item may be higher priority or more time-sensitive than others.
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Chris Balcerowiak, CERTIFIED FINANCIAL PLANNER™ practitioner
14460 Lakeside Circle, Suite 140 Sterling Heights, MI 48313
Chris@CRSGfamily.com | (877)907-8625 | www.PlanSaveRetire.net, www.CreativeRetirementSolutionsGroup.com