Important Milestones

2026 · IMPORTANT MILESTONES
AGEMILESTONEIMPORTANT MILESTONES (CONTINUED)65•Eligible for coverage under Medicare (assuming timely application)•Eligible for non-medical withdrawals from HSA without penalty62•Eligible to claim Social Security retirement benefits (early, at a reduced rate)•Eligible to qualify for a reverse mortgage63•Final year to make increased catch-up contributions to certain retirement accounts [e.g., 401(k), 403(b), SIMPLE, etc.]66•Full Retirement Age if born between 1943–5466 + 2 Months•Full Retirement Age if born in 195566 + 4 Months•Full Retirement Age if born in 195666 + 6 Months•Full Retirement Age if born in 195766 + 8 Months•Full Retirement Age if born in 195866 + 10 Months•Full Retirement Age if born in 195967•Full Retirement Age if born in 1960 or later70•Maximum Social Security benefit is reached73•Required Minimum Distribution Age, if born before 196075•Required Minimum Distribution Age, if born in 1960 or later70½•Eligible to make a Qualified Charitable DistributionIMPORTANT MILESTONESBirth•Named as beneficiary of 529 plan account and owner of UTMA/UGMA accounts13•Child no longer eligible for Child and Dependent Care Credit18•Age of majority in most states•Age of termination for some UGMA and UTMA accounts•Child no longer subject to Kiddie Tax (unless full-time student)21•Age of majority in some states•Age of termination for some UGMA and UTMA accounts24•Child who is a full-time student no longer subject toKiddie Tax26•Adult child may lose parents’ health insurance coverage under the Affordable Care Act50•Eligible to make catch-up contributions to retirement accounts [e.g., IRA, 401(k), 403(b), 457]•Eligible for Social Security benefits as disabled widows/widowers55•Eligible to make catch-up contributions to HSA•Eligible for penalty exceptions for certain withdrawals from retirement accounts17•Child no longer eligible for Child Tax Credit59½•Eligible to withdraw from IRAs without 10% early distribution penalty60•Eligible to claim Social Security survivor benefits as a widow/widower (early, at a reduced rate)•Eligible to make increased catch-up contributions (ages 60-63) to certain retirement accounts [e.g., 401(k), 403(b), SIMPLE, etc.] (continue on next column) •Start of Initial Enrollment Period for Medicare64 + 9 MonthsAGEMILESTONE
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At True North Wealth Partners, our family values and core principles are what guides us during our lifetime and how we “Live Our Dash”... God, Country, Clients and Family!    "Our goal is to help our clients invest wisely and plan ahead!"  

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Investment advice offered through Stratos Wealth Advisors, LLC, a Registered Investment Advisor, Stratos Wealth Advisors, LLC and True North Wealth Partners (TNWP) are separate entities.

Eric Susi, MP & Sr. Financial Planner
5080 Tuttle Crossing Blvd., Suite 250 Dublin, OH 43016
esusi@mytruenorthwp.com | 614-929-2715 | www.mytruenorthwp.com