Can I Contribute To My Roth IRA?

There are many different considerations that affect one’s ability to contribute to a Traditional IRA or a Roth IRA. To make matters worse, the contribution limits usually change from one year to the next.

To help make this easier, we have created the ”Can I Contribute To My Roth IRA?” flowchart. It addresses common issues regarding eligibility rules for Traditional and Roth IRAs:

  • Earned income phase-out ranges for 2018
  • Deductible vs non-deductible IRA contribution limits
  • Single vs married filing jointly

Updated for 2020