Planning around IRMAA surcharges has become more important as the surcharge amount has increased in recent years. While on the surface the concept is pretty straightforward, there are a few issues that can cause an unexpected wrinkle for the client. And there are even some cases where a client can request an exception from the IRMAA surcharge if certain conditions are met.
To help make this easier, we have created the “Will I Avoid IRMAA Surcharges On Medicare Part B & Part D” flowchart. It addresses some of the most common issues that arise for a client in retirement
Updated for 2019