fpPathfinder

Helping Diligent Advisors Ensure They're On The Right Planning Path

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Category:
Retirement/Decumulation

Longevity Risk & Outliving Assets

What Issues Should I Consider If I’m Concerned About Outliving My Assets?

For many clients, the possibility of outliving their assets is a major concern, especially as they approach or enter retirement. Helping clients plan for longevity is a critical part of building a financial plan that balances income, risk, and legacy goals.

This checklist helps guide your conversations with clients who are worried about running out of money in retirement, and covers:

  • Lifestyle assumptions and spending expectations
  • Guaranteed income sources like Social Security, pensions, and annuities
  • Portfolio withdrawal strategies and tax coordination
  • Housing assets and insurance-based solutions
Related Guides
Pre-Retirement Issues
Category: Retirement/Decumulation
Withdrawals For Retirement Expenses
Category: Retirement/Decumulation

What Customers Are Saying About Us

Hundreds of other advisors are actively using fpPathfinder. Read what those lovely people have to say about us.
“What you guys have created is pretty badass! I’ve used your material for both client meetings and prospective clients.”
— An advisor in California
“One client just said 'Wow, thank you for this. I would have screwed up my retirement if not for this.'”
— David, an advisor in NY
“fpPathfinder is one of a few tools that I use most often in my practice. It has improved my process and the client outcomes.”
— An advisor is Texas
“These tools look great. They will really help me share quality content with those I assist and will allow us to reduce errors. Furthermore, these tools really help our teams look professional and solidify us as true planners”
— Shane, an advisor
“We are delighted with the thoroughness of each chart in simplifying the complex questions and helping lead to an answer. These are indeed a helpful asset in our toolbox for work with clients.”
— Victoria L, an advisor in Massachusetts
“I find fpPathfinder to be very helpful. I use the checklists and flowcharts to help prep for every meeting.”
— Ryan, an advisor in New York
“Thank you for creating a robust, yet very practical, planning tool.”
— Andy, an advisor in Florida
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