How Do My Social Security Benefits Work?

Deciding when to claim Social Security is an important retirement decision, but clients may not fully understand how their claiming age affects the monthly benefit they receive.

The “How Do My Social Security Benefits Work?” Visual Explainer makes this trade-off easier to see by illustrating how a hypothetical monthly benefit changes when Social Security is claimed between ages 62 and 70.

It helps clients understand:

• How claiming earlier generally results in a smaller monthly benefit
• How delaying benefits generally results in a larger monthly benefit
• Why factors such as health, longevity, and other available income may influence the decision

Use this Visual Explainer to introduce the fundamental trade-off between claiming earlier or later and prepare clients for a more personalized conversation about their Social Security claiming strategy.

Click here for a client-facing email template.