Am I Eligible for Social Security Benefits If I'm Divorced?

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Social Security benefits can be confusing for a divorced client. There are several important and unique issues that must be considered before filing a claim to collect Social Security benefits.

To help make the analysis easier, we have created the “Am I Eligible for Social Security Benefits If I’m Divorced?” flowchart. It addresses these common Social Security issues that arise for clients who have experienced a divorce:

How the length of a marriage affects eligibility
Impact of multiple divorces
How the time since the divorce occurred affects eligibility
Age that benefits can be collected
Possible reduction in benefits if collected before Full Retirement Age
Impact of a remarriage

Updated 6/23/2020

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— An advisor in Texas

“Thank you for creating a robust, yet very practical, planning tool.”

— Andy, an advisor in Florida

“I love it! I find it very helpful. It's a great client value add.”

— Phillip, an advisor in North Carolina

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Am I Eligible for Social Security Benefits If I’m Divorced?

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