Can I Delay The RMD From The Traditional IRA I Inherited?

There are a few options a client can consider in dealing with a Traditional IRA they inherited from a non-spouse. Most options deal with the implications of the RMD. The rules and the implications of each option can be confusing.

To help make it easier, we have created the “Can I Delay The RMD From The Traditional IRA I Inherited?” It addresses common issues that arise when a client inherits a Traditional IRA from a non-spouse:

• Beneficiary considerations
• RMD implications
• 5 year distribution rule
• RMD calculation rules
• Estate tax considerations

Does not reflect changes from The SECURE Act