fpPathfinder

Helping Diligent Advisors Ensure They're On The Right Planning Path

Should I Rollover My Dormant 401(k)?

Blurred Flowchart

Become a Member to view.
Already a member? Login Here

Become a Member
View Sample

401(k)s and IRAs have many unique features that may be meaningful to your client depending on their situation. The decision involves a discussion that is about more than just fees and investment selection.

To help make this easier, we have created the “Should I Rollover My Dormant 401(k)?” flowchart. It addresses some of the most common issues that should be considered before doing a rollover:

  • Common IRA and 401(k) features and differences
  • Issues involving Net Unrealized Appreciation
  • Distribution options based on your age
  • Taxes and penalties in an IRA vs 401(k)
  • Impact of a loan in a 401(k) if a rollover occurs
  • Hardship Withdrawal
  • Systematic income

Updated for 2020 (including The SECURE ACT)

Back to Member Section

What Customers Are Saying About Us

Hundreds of other advisors are actively using fpPathfinder. Read what those lovely people have to say about us.
“The flowcharts give me a lot of confidence. Candidly, I sometimes worry that I might miss something when planning for my clients. The flowcharts give me confidence that I won't.”
— Advisor in Virginia
“Our team has really liked the charts and were particularly pleased with the traditional IRA vs. 401k for a business and the QBI chart.”
— Scott, an advisor in Oregon
“The decision tree format has been immensely helpful. The design is very simple and elegant.”
— Deirdre, an advisor in Massachusetts
“ fpPathfinder is great. It's perfect for supplemental content to enhance our marketing efforts.”
— Ray, an advisor in California
“The flowcharts have helped a lot in recent discussions with the changing markets, providing us with confidence that our clients are getting the best, most accurate information.”
— Matthew, an advisor in Georgia
“With all the aspects of running a business, working with varying client scenarios, and knowing how much information is available, I like being able to look at a flowchart and just see what I need to see.”
— Mike, a financial advisor
Become a Member

Recent Blog Posts

Sign Up To Receive News & Updates