What Issues Should I Consider When Reviewing Cash Flow?

The health of every financial plan depends heavily on sound cash flow planning. Creating a cash flow plan is likely a preliminary exercise conducted at the outset of each of your client relationships. While clients tend to know what they should do, in reality they often fall short of taking even the most basic steps toward tracking and managing their cash flow. You can have a dramatic long-term impact on your clients’ financial well-being by simply increasing their awareness of their spending and promoting discipline and accountability.

To help you guide your clients toward creating and managing a cash flow plan that supports their lifestyle and goals, we have created this checklist. It covers cash flow planning basics, including:

  • Income sources
  • Essential and discretionary spending
  • Debt and taxes
  • Goal funding
  • Monitoring strategies


Updated for 11/15/2021

Click here for a client-facing email template.