Helping Diligent Advisors Ensure They're On The Right Planning Path
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Clients who are receiving a government pension and a Social Security spousal, widow, or widower benefit based on their spouse or ex-spouse’s work history may be impacted by the Government Pension Offset (“GPO”).
To help make the GPO rules easier for clients to understand, we have created the “Will I Avoid Social Security’s Government Pension Offset?” flowchart. It addresses some of the most common issues that arise for a client that might be subject to the GPO, and considers the following:
- Impact of certain key dates
- Required Social Security contribution period to avoid GPO
- GPO calculation
- Impact on Medicare
Updated 11/15/2020
