We’re excited to release the 2019 versions of the flowcharts for our Essentials and Deluxe members. Many flowcharts have been updated with 2019 annual numbers. Some have been updated to incorporate member feedback. While most are now available on the site, a few more will be added in the next few weeks (the flowchart elves are hard at work!). And don’t worry, we’ll keep the 2018 versions of the flowcharts available until mid-April.
See the updated 2019 version of “Can I Make A Deductible IRA Contribution?” flowchart.
If it’s been a while since you’ve visited the site, we’ve prepared a new format to describe the key elements for each flowchart.
Getting money into qualified plans/accounts:
Deductible IRA contribution rules
Backdoor Roth IRA contribution rules
Roth IRA contribution rules
Mega Backdoor Roth IRA contribution rules
HSA contribution rules
Picking the right retirement plan (for business owners)
Evaluating the benefits of a 401(k) rollover
Roth conversion rules
Getting money out of qualified plans/accounts:
Roth IRA distribution rules
Traditional IRA distribution rules
NUA distribution rules
Evaluating the benefits of a 401(k) rollover
QCD rules
Inherited IRA rules (spouse)
Inherited IRA rules (non-spouse)
RMD rules
Roth conversion rules
Healthcare:
Medicare eligibility
IRMAA Surcharges
Medicare enrollment penalties
Medicare enrollment timing
Healthcare coverage options after retirement but before Medicare
Social Security:
Social Security eligibility for spouses
Social Security for divorced individuals
Social Security for surviving spouses
Estate planning / Tax:
Basis rules for gifted property
Inherited IRA rules (spouse)
Inherited IRA rules (non-spouse)
Do you find this table of contents helpful? Let me know if this version is easier to find what you are looking for?
White Labeling Is Here!
Recently, we announced the launch of our Deluxe membership, which includes white labeling and digital rights to share the flowcharts online. We’ve even made one of the flowcharts available for you to try the new white label functionality yourself.